How Cred-Ex Protects Your Identity

Cred-Ex' unique Express Verifiable Authorization™ approval process is designed to protect your identity.

Cred-Ex only requires the last 4 digits of your Social Security Number. This request is typically a one-time event when you join Cred-Ex.

We never request your credit card numbers, expiration dates, credit card security (CVV) codes, or bank account numbers. Our patented process works without this personal information and protects you.

Extensive research has demonstrated that revealing your entire Social Security Number (SSN) online causes over 96% of identity theft. That's where Cred-Ex is different and protects You.

Contrary to popular belief, Identify Theft occurs primarily at the data storage level, not at the time of purchase. Merchants and credit providers who store your personal information in their servers expose your identity and credit to hackers.

Since Cred-Ex does not request or store any of our member's personal financial information, Cred-Ex protects your identity.

Learn more about Cred-Ex:

Benefits Overview	Fraud Protection	Initial Credit Line	Protecting your identity	How do I pay my bill?